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Credit Risk Analyst Jobs, Insurance Jobs, Old Mutual Jobs

Key Measurable Goals

  • Management of credit risks through analysis and recommend approvals for facilities within the Institutions tolerable risk levels
  • Adherence to internal credit policies and loan administration procedures
  • Ensure that the PAR of the Group and SME Portfolio is within target
  • Ensure high turnaround time (TAT) for Group and SME Credit proposals


  • Analyze the SME Credit requests against all the canons of lending (Character, Capacity , Conditions , Capital , and Collateral ) as a basis for making approval / decline recommendations
  • Prepare the Sanction sheets and offer letters based on 1 above and ensure accuracy , completeness and neatness of the same for further approval by relevant Head office Credit Committees
  • Prepare draft board papers for facilities requiring approval by the Risk Management Committee of the board for further review by management at Credit Administration departments
  • Follow up with the branches to ensure fulfillment of ALL sanction conditions and other covenants prior disbursement of the facilities
  • Submission of securities to security perfection officer within 12 hours of receipt from branches for further advise to legal department
  • Recommend policy reviews for customer service and risk management improvement based on experiences and industry trends
  • Do any other duties that may be assigned by the Management.


  • Business related degree.
  • Credit Risk Management Course.
  • 3 year experience in credit analysis in an SME environment, debt collection and recovery.
  • Knowledge in accountancy an obvious advantage
  • Excellent interpersonal skills.

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