Job purpose description

• Provide a consistently high quality front-line transaction service to customers encompassing the cashing of cheques and other items, acceptance of deposits and the provision of change, understand the risks associated with the control and handling of cash and maintain effective controls to manage these risks. Maintain a high level of integrity and ethical standards.

Key Responsibilities

Output group 1 – Provide cash and cheque services to customers.

Outputs and measures

• Serve Customers by attending to cheque encashments, withdrawals and deposits according to laid down procedures.
• Guard against fraudulent transactions by subjecting to UV light all cheque deposits, all cheque withdrawals and identity documents.
• Ensure that all items cashed are within laid-down limits and refer all transactions exceeding limits to the appropriate area for confirmation and authorization.
• Ensure that items cashed are technically correct and signed, according to customers mandates to avoid losses that may arise as a result of disputes.
• Check audit trails to ensure all entries are correctly passed and confirm the same by signing the indemnity form.
• Understand the risks associated with the control and handling of cash and maintain effective controls to manage these risks. Maintain a high level of integrity and ethical standards
• First level customer interface and interaction for queries, receipt of instructions/ requests and direction to appropriate desk where required.

Measures:

• Number of losses
• Teller differences
• Turnaround time per transaction
• Overall customer service ratings

Output group 2 – Control of daily cash received and paid out.

Outputs and measures            

Adhere to all laid-down policies and procedures regarding the handling, locking away and security of cash/assets to avoid losses.

• Ensure cash holdings are kept within prescribed limits at all times.
• Balance cash daily and report any differences promptly.

Measures of success:

• Overall cash differences
• Daily cash holdings within the limits

Requirements /Qualifications

Formal minimum qualification 1         

Type of qualification: First Degree Field of study: Finance and Accounting

Other qualifications, certifications or professional memberships.

• Minimum of C+ mean grade at KCSE or Division II at O level
• Minimum of grade C in Mathematics, English or Kiswahili

Experience

• Experience required      
• Experience Description: Fresh Graduates

Technical Competencies

Competency Label: Deposit processing

• Competency Description: Ability to execute the process to capture the deposit, count the cash as well as to spot potential issues around fraud or money laundering. Ability to execute the cash withdrawal process, deliver the expected amounts in accordance to laid down processes and to spot the potential issues around fraud or money laundering.
• Proficiency Level: PROFICIENT – Clear knowledge and application of the concept.

Competency Label: Cash Handling

• Competency Description: The ability to sort, check, box, count and store cash securely.
• Proficiency Level: PROFICIENT – Clear knowledge and application of the concept